LendingCycle is a performance management solution focused on the pre-close environment and built specifically for lenders. Easy to use, based on solid methodology, and delivered as browser-based software; both management and lenders can now easily capture pre-close productivity information and then use it to analyze events as they are happening, from anywhere and at any time!

This unique and easy solution combines the best attributes of reporting, business intelligence, CRM, SFA, and other efficiency systems. While hard to categorize into any of these groups, LendingCycle was designed to deliver the best performance management solution for the lending environment!

Different From Anything Else: LendingCycle is unique in that it quickly provides management the information they need “at a glance” such as:

• Pipelines & Status Overview
• Funding Reports
• Performance Indicators
• Close Ratios
• Quota, Projection, & Close Trends
• Lender Performance Analysis
• … and much more!

LendingCycle is one of the fastest and easiest ways to see this information! Since this is intended for all of your lending staff, It allows lenders to keep track of their projects in the same context as management. Plus, you can also include your processing and underwriting team as this solution is designed for their interaction as well.

How It Works: Lenders’ projects are entered into the system via pre-determined options to a secure central location >>> as events change, they update that information >>> those managing the lending process can then access presorted and summarized “at a glance” knowledge about your organization (Advanced Funding Reports, KPI’s, Lender Productivity Analysis, Loan Pipelines, and much more…). Since LendingCycle works through a Web Browser, all users can enter and access this information from most any Internet connection at any time.

Variable User Roles: LendingCycle has predefined roles for different users. Lenders get the tools that they need to manage customers and cross sell. Processing and underwriting users get a version that helps them analyze, find issues, and track information requests. Management users receive “at a glance” summary information and graphs, as well as presorted summaries and lender performance data. These roles operate in a “rights and privileges” structure that allows Users to see only what Management wants them to see.

Strong & Secure: You need Performance information when it is most pertinent, regardless of where you are. We understand that and have designed this solution to be easily accessible. To make sure your data is secure, we incorporate many processes and procedures to protect the entire LendingCycle environment such as:

• All LendingCycle systems are hosted in a SAS 70 Type II Compliant Environment
• Sensitive data is encrypted with AES cryptology (which is considered secure for Federal data by the NSA)
• LendingCycle utilizes multiple password protection schemes (alpha numeric passwords, previous password restrictions, selectable password expiration time frames, multiple challenge questions, etc…)
• LendingCycle encrypts activities using Secure Sockets Layer (SSL) technology
• … and much more!

Performance & Trends: LendingCycle offers the ability to graphically view a variety of metrics including quotas and the performance of users, groups, products, loan types, and many other variables. You are also able to view graphs that tell the trends of how you are operating against budget and other projections. All of this analysis is available real time!

Entering Information – Keep it Clean: Performance analysis is meaningless if the data isn’t right. We incorporate several “Help and Validation Aids” in all data input functions to make sure your information is as clean as possible from the beginning. We also have “in-line” help aids and many functions will only accept accurate types of entries in the right formats (phone numbers, zip codes, amounts, etc.).

Location of Lending: LendingCycle includes “Action Maps” that show where you are lending right to the street address. As information is entered into the system, maps are immediately updated. As you are reviewing these maps, you can click on a location and receive up-to-date information about that customer.

Return on Investment: LendingCycle helps you get control of your pre-close environment and easily pays for itself by any of the following factors:

• Reduction in Man Hours – The days of combining pipeline spreadsheets, sifting thru scattered information and the endless manipulation of lenders’ notes is gone. LendingCycle greatly streamlines and consolidates your lending data giving you an unparalleled level of efficiency.
• Better Controls – This solution is easily customizable so that your lenders work in an environment based on your terminology, products, and controls.
• Heightened Performance Management – LendingCycle allows you to quickly spot issues in lender performance or processes before they become problems. Within seconds of logging in; you immediately see how long all of your loans have been in the system, all of your primary pipelines, your performance leaders, and other Key Performance Indicators.
• All Locations, All lenders, All the Time – LendingCycle allows you to see what is going on at all of your locations and with all of your lenders, from anywhere, at any time. These are just a few of the advantages you will immediately see with LendingCycle. 

Your LendingCycle: LendingCycle was designed to be as easy as possible when buying, implementing, and using. Here is what you need to know:

• No Setup or Upfront Fees – LendingCycle is available for a low and structured monthly fee.
• No Lengthy and Ambiguous Contracts – To get started, there is a two page Usage Agreement and Purchase Order document.
• Streamlined Implementation – Within 72 hours of the time you decide to use LendingCycle, your lenders can be working in a system that is based on your terminology, products, and controls. The implementation process can be completed in as little as 45 minutes.
• No Impact on Capital Budgets or I.T. Functions – LendingCycle is a self-contained solution that is accessed from one of the Nation’s best SAS 70 Type II Data Centers. It requires no additional software or hardware and will not need to be installed on anyone’s computer.

We understand your environment, and want you to be as successful as possible. Call us today and see how we can impact your organization. In today’s tight credit market, every point counts!

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